While planning for retirement, the goals are simple enough: accumulate enough money to maintain a certain lifestyle after retirement. Due to challenges such as inflation, a longer life expectancy, and a shorter investment horizon, the investments necessary to achieve these goals are not as simple.
Higher risk investments tend to generate higher returns, but can generate significant losses over a short period, while lower risk investments may not generate enough income to realize your retirement goals.
An Annuity represents an agreement between a consumer and an insurance company that usually provides a relatively high return in the form of a stated interest
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